Chief Operating Officer — Fintech

This is a role that TechTree is recruiting for on behalf of one of our clients. TechTree is an AI-driven recruitment platform working with high-growth companies. When you apply, our AI Agent matches you not just to this role, but to other relevant opportunities across our network, so one application can unlock multiple roles. Chief Operating Officer — Own the P&L across credit and payments for a scaling fintech. Warsaw, hybrid. Our client is a fast-growing fintech business operating across consumer credit, business credit, and payments, and is scaling operations while expanding into new markets. They're looking for a senior executive to take full ownership of the strategic, commercial, and operational development of the business — a business leader and builder who can work across product, technology, sales, legal, compliance, and regulatory functions. What You'll Do → Lead strategic and operational development across consumer credit, business credit, and payments → Own commercial performance and key elements of the P&L → Align product, technology, sales, legal, compliance, and regulatory teams → Drive international market-entry and expansion strategies → Build new processes, capabilities, teams, and potentially new business lines What We're Looking For → Senior leadership experience in fintech, financial services, banking, payments, or lending → Deep expertise in payments or credit, with strong P&L ownership → Top-tier strategy consulting backgrounds considered, with subsequent hands-on operating experience → International expansion or multi-market experience is a strong advantage B2B contract. Competitive executive-level package: base + performance-related component + long-term incentive opportunities. What is TechTree? TechTree combines AI agents with a human support team to give candidates a better, more transparent hiring experience. Our AI Agent gets to know your background, experience, and what you're optimising for. It continuously matches you to live roles across our network where there's genuine alignment, not just keyword overlap. Our Human Team is there to support you through the process — answering questions, adding context, and making sure you're never left guessing or ghosted. We only post real jobs. Every role on TechTree is a live, active hire.